veri-checkveri-check
Mon - Sat 08:00 - 18:00
  • CONTROL THE WHOLE PROCESS
    CONTROL THE WHOLE PROCESS

In House Tenant & Guarantor Referencing

Harness the power of our market-leading technology under your own brand, to help your own team achieve the highest levels of speed, accuracy and efficiency.

Our In-House offering is perfect for letting agents who already have an experienced reference administration team as part of their own business. You've already recruited and trained the right people, so we will work with you to configure our tenant referencing platform to help ensure your applicants are assessed, according to your business objectives and best practice guidelines. 

Because our In-House service is delivered as a SaaS (Software as a Service) solution you benefit from a controlled per reference cost rather than a long term lock-in and no costly software upgrades or development costs.

 

Instant

Get some of the features

Comprehensive

Get all the features shown in the table below

Credit Risk Score
Public Data Check
Electoral Roll Status
Affordability Calculation
Undeclared Alias
Undeclared Addresses
Written Landlord References  
Written Employment Reference  
Automatic Reference Requests  
Automated Reference Reminders  
 

Reference Prices From

£9.95 + vat

Reference Prices From

£19.95 + vat

Instant

Get some of the features

Get Started

Comprehensive

Get all the features shown in the table below

Book a Demo

Credit Risk Score
Instant
Comprehensive
Public Data Check
Instant
Comprehensive
Electoral Roll Status
Instant
Comprehensive
Affordability Calculation
Instant
Comprehensive
Undeclared Alias
Instant
Comprehensive
Undeclared Addresses
Instant
Comprehensive
Written Landlord References
Instant  
Comprehensive
Written Employment Reference
Instant  
Comprehensive
Automatic Reference Requests
Instant  
Comprehensive
Automated Reference Reminders
Instant  
Comprehensive
Instant

Reference Prices From

£9.95 + vat

Get Started

Comprehensive

Reference Prices From

£19.95 + vat

Book a Demo

FAQ

Why should I credit check tenants?

It is important that a tenancy agreement is backed up and protected by a full credit and history reference. Many landlords will be aware of the risks of letting to tenants who have not been credit-checked, and they will expect it as part of the letting process.

Accurate and efficient referencing reduces much of the risk that goes along with renting a property. It is a way of ensuring that the tenant is in a financial position to adhere to the terms of the contract, has not previously defaulted on rental payments, and has a reliable financial history.

How do credit agencies score tenants?

When anyone applies for a credit card, current account, personal loan, hire purchase (HP) agreement or mortgage, or any other form of credit, the lender will usually credit score the application. This helps the lender decide whether to accept your application and, where relevant, helps set your credit limit and interest rate.

Credit scores are calculated by using scoring models and mathematical tables that assign points for different pieces of information which best predict future credit performance. The system was pioneered in the 1950s by Fair Isaac & Co, and is generally known as a FICO score. Developing these models involves studying how thousands, even millions, of people have used credit. Score-model developers find predictive factors in the data that have proven to indicate future credit performance. Models can be developed from different sources of data. Credit-bureau models are developed from information in consumer credit-bureau reports.

Credit scores analyze a borrower's credit history considering numerous factors such as:

  • Late payments
  • The amount of time credit has been established
  • The amount of credit used versus the amount of credit available
  • Length of time at present residence
  • Negative credit information such as bankruptcies, charge-offs, collections, etc

What if I want to use an agency to run my references for me?

We offer a fully managed service, called Veri-Check Plus, using a specialist team of consultants (with your own named account manager) who will run the tenant referencing on your behalf.  

You get all the functionality and high-visibility of Veri-Check but with us taking care of chasing your landlord and income references for you. Read more about the Fully Managed service

Request a call back

Would you like to speak with one of our team?

I would like to discuss: